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Comparison

NAS vs Cloud Storage

Where Should Your Family Files Live?

Choose cloud storage, a home NAS or both with a household worksheet for capacity, uploads, sharing, complete costs and recovery when hardware or accounts fail.

By thisPING EditorialUpdated November 3, 20269 min read

On this page · Quick choice: cloud-only, NAS or hybrid?

Choose cloud storage when nobody wants to maintain a server; choose a NAS with an independent backup for shared local storage and a household willing to manage it. Our starting NAS pick is the Synology DS225+; choose hybrid when you want local files alongside cloud sharing and off-site recovery. Decide who restores the files before buying capacity.

Quick choice: cloud-only, NAS or hybrid?

Shared documents without administering storage hardware

Our recommendation
Cloud-only primary storage: consider OneDrive or iCloud Drive
Recovery commitment
Keep an independent export of irreplaceable files

A shared local library, with someone maintaining it

Our recommendation
NAS plus separate backup; start with DS225+
Recovery commitment
Back up beyond the NAS and rehearse recovery without it

Local archives plus selected files shared away from home

Our recommendation
Hybrid: NAS, chosen cloud folders and independent backup
Recovery commitment
Record which copy is authoritative and which is recoverable
Full comparison table

Swipe to compare. Row labels stay visible.

Your priorityOur recommendationRecovery commitment
Shared documents without administering storage hardwareCloud-only primary storage: consider OneDrive or iCloud DriveKeep an independent export of irreplaceable files
A shared local library, with someone maintaining itNAS plus separate backup; start with DS225+Back up beyond the NAS and rehearse recovery without it
Local archives plus selected files shared away from homeHybrid: NAS, chosen cloud folders and independent backupRecord which copy is authoritative and which is recoverable
Your priorityOur recommendationRecovery commitment
Shared documents without administering storage hardwareCloud-only primary storage: consider OneDrive or iCloud DriveKeep an independent export of irreplaceable files
A shared local library, with someone maintaining itNAS plus separate backup; start with DS225+Back up beyond the NAS and rehearse recovery without it
Local archives plus selected files shared away from homeHybrid: NAS, chosen cloud folders and independent backupRecord which copy is authoritative and which is recoverable

These are workflow recommendations, based on IBM's explanation of NAS responsibilities and the provider recovery documentation below. Cloud-only describes the primary storage location; still plan another copy.

NAS vs cloud storage at a glance

Compare specifications and all conditions

Where working files live

Cloud storage
Provider-hosted storage
NAS plus backup
Your NAS
Hybrid
Assigned folders in each location

Home internet unavailable

Cloud storage
Downloaded files can work offline; online-only files cannot
NAS plus backup
Local access can continue with NAS and LAN available
Hybrid
Local NAS files and downloaded cloud files remain usable

Away from home

Cloud storage
Provider's internet access and sharing
NAS plus backup
Configure remote access; include home upload in the connection path
Hybrid
Use cloud copies for selected shared files

Maintenance

Cloud storage
Provider maintains servers; you manage account access and permissions
NAS plus backup
You manage storage, updates, users and backup jobs
Hybrid
Both sets of responsibilities

Growth

Cloud storage
Check your account's storage entitlement
NAS plus backup
Plan usable capacity, bays and drive replacement
Hybrid
Size each destination for its assigned data

Primary unavailable

Cloud storage
Recover from an independently accessible export
NAS plus backup
Restore from another device or destination
Hybrid
Confirm recovery does not depend on the failed account or NAS
Full comparison table

Swipe to compare. Row labels stay visible.

DecisionCloud storageNAS plus backupHybrid
Where working files liveProvider-hosted storageYour NASAssigned folders in each location
Home internet unavailableDownloaded files can work offline; online-only files cannotLocal access can continue with NAS and LAN availableLocal NAS files and downloaded cloud files remain usable
Away from homeProvider's internet access and sharingConfigure remote access; include home upload in the connection pathUse cloud copies for selected shared files
MaintenanceProvider maintains servers; you manage account access and permissionsYou manage storage, updates, users and backup jobsBoth sets of responsibilities
GrowthCheck your account's storage entitlementPlan usable capacity, bays and drive replacementSize each destination for its assigned data
Primary unavailableRecover from an independently accessible exportRestore from another device or destinationConfirm recovery does not depend on the failed account or NAS
DecisionCloud storageNAS plus backupHybrid
Where working files liveProvider-hosted storageYour NASAssigned folders in each location
Home internet unavailableDownloaded files can work offline; online-only files cannotLocal access can continue with NAS and LAN availableLocal NAS files and downloaded cloud files remain usable
Away from homeProvider's internet access and sharingConfigure remote access; include home upload in the connection pathUse cloud copies for selected shared files
MaintenanceProvider maintains servers; you manage account access and permissionsYou manage storage, updates, users and backup jobsBoth sets of responsibilities
GrowthCheck your account's storage entitlementPlan usable capacity, bays and drive replacementSize each destination for its assigned data
Primary unavailableRecover from an independently accessible exportRestore from another device or destinationConfirm recovery does not depend on the failed account or NAS

The availability rows are deductions from the file paths. IBM describes provider-hosted storage; Microsoft documents offline downloads. Neither location automatically settles privacy: account permissions and secure administration still matter.

Fill in the household storage worksheet

Inventory every person's files before comparing subscriptions with enclosures.

Current originals, excluding duplicate copies

Your answer
___; identify where each authoritative copy lives

Expected annual growth and planning period

Your answer
___ per year; ___ years

Retained versions and free-space allowance

Your answer
___ beyond current originals and growth

Users and sharing

Your answer
Who owns each folder? Who may edit? Who needs outside access?

Upload and restore

Your answer
Sustained upload ___; download ___; acceptable restore time ___

Responsibility

Your answer
Administrator ___; alternate restorer ___; tolerated loss of recent changes ___
Full comparison table

Swipe to compare. Row labels stay visible.

Write downYour answer
Current originals, excluding duplicate copies___; identify where each authoritative copy lives
Expected annual growth and planning period___ per year; ___ years
Retained versions and free-space allowance___ beyond current originals and growth
Users and sharingWho owns each folder? Who may edit? Who needs outside access?
Upload and restoreSustained upload ___; download ___; acceptable restore time ___
ResponsibilityAdministrator ___; alternate restorer ___; tolerated loss of recent changes ___
Write downYour answer
Current originals, excluding duplicate copies___; identify where each authoritative copy lives
Expected annual growth and planning period___ per year; ___ years
Retained versions and free-space allowance___ beyond current originals and growth
Users and sharingWho owns each folder? Who may edit? Who needs outside access?
Upload and restoreSustained upload ___; download ___; acceptable restore time ___
ResponsibilityAdministrator ___; alternate restorer ___; tolerated loss of recent changes ___

Our sizing formula is current files + annual growth × planning years + version space + free-space allowance = target usable capacity. Apply it separately to primary and backup destinations.

For example, two 8 TB drives in RAID 1 provide about 8 TB before filesystem overhead, not their combined raw capacity. This calculation follows UGREEN's smaller-drive capacity rule; Synology also documents filesystem overhead.

For our planning estimate, time a representative upload to the intended provider. Divide the full upload set in GB by sustained uploaded GB per hour to estimate the initial transfer; repeat with download throughput for recovery. Backblaze documents competing traffic, file count and network distance as factors that affect speed. Check your internet plan's transfer allowance, and decide whether the daily changes can finish uploading inside your backup window.

Cloud choices: check recovery and export first

OneDrive: our starting point for shared household documents

OneDrive sharing supports links and access for specific people. Check view versus edit permission before sending a family folder. For offline Windows access, select Always keep on this device and wait for downloads to finish.

Microsoft's personal-account recovery window is 30 days for deleted files. Microsoft 365 subscribers can roll back their entire OneDrive within the last 30 days; permanently deleted items cannot be recovered through that route. Files someone else shares with you are outside your own OneDrive restoration scope.

For an independent export, download selected folders outside the synced folder. Microsoft's download instructions describe ZIP downloads and warn that OneNote notebooks are excluded. Personal-account notebooks have a separate OneNote export workflow; verify the result opens in OneNote for Windows before migration.

iCloud Drive: our pick when the household already uses iCloud

Apple documents copying iCloud Drive files to another location; optimized files download before copying. Its archive instructions also cover photo originals. Budget local space for the actual downloaded files.

Deleted iCloud Drive files are recoverable for 30 days, unless permanently removed. Deleting an iCloud Drive file also deletes it from devices using iCloud Drive.

Drive, Photos and device backup are different jobs. Apple says information already synced to iCloud is outside the device backup. Keep the phone-replacement plan separate from the file-archive plan.

Treat these as sharing options. For hybrid backup, check your NAS app's destination list separately: Hyper Backup lists C2 Storage, Google Drive and S3-compatible destinations for folder backups. Verify each person's entitlement and actual export before changing plans.

Starting NAS for household files: Synology DS225+

The DS225+ specifications list two SATA bays, a 2.5GbE port, a separate 1GbE port and 2 GB DDR4 memory. We choose it as the starting point because Hyper Backup documents external-device and cloud destinations for folder and package backups, retained versions and integrity checks. Configure the backup job; owning the enclosure does not create it.

Buying variants: distinguish the enclosure from a reseller's drive bundle. Check the included disks and installed DSM version: Synology's DSM 7.3 announcement permits third-party drive installation and storage-pool creation on its 2025 DiskStation Plus models running DSM 7.3. Its product page still guarantees full functionality only for compatible drives.

More memory and SSD storage: UGREEN NASync DXP2800

UGREEN NASync DXP2800 2-Bay NAS

UGREEN

UGREEN DXP2800

A two-bay NAS with an Intel N100, 8 GB DDR5, a 2.5GbE port, two M.2 NVMe slots and 4K HDMI output.

Check package and model options

  • 2.5 Gbps port
  • 2 bays

The standard DXP2800 has an Intel N100, 8 GB DDR5 memory, two SATA bays, two M.2 NVMe slots and a 2.5GbE port. UGREEN permits the SSD slots to serve as cache or a separate SSD storage pool. Choose it when those resources are part of your plan; prove your chosen backup and restore workflow before migrating everything.

Buying variants: this recommendation covers the standard diskless DXP2800; HDDs and SSDs are separate purchases. UGREEN lists DXP2800GT separately, so match the full name rather than carrying the standard model's specifications across. Mirroring a SATA pair occupies both SATA bays.

Check price on Amazon

Companion NAS disks: WD Red Plus 8 TB, WD80EFPX

The WD datasheet identifies WD80EFPX as an 8 TB, 3.5-inch SATA CMR drive. Its 256 MB cache differs from the 128 MB WD80EFZZ, another 8 TB model. Match the model suffix, quantity and enclosure compatibility; a single drive purchase does not supply a mirrored pair.

Use our NAS hard-drive guide for disk selection and home NAS guide for other enclosure sizes.

For a computer-managed backup destination, the existing TerraMaster D4-320 is a four-bay USB enclosure exposing independent disks without hardware RAID. It needs a host and backup software. Verify NAS USB compatibility separately before attaching it directly to a NAS; our NAS vs DAS guide handles that connection decision.

Plan recovery when the primary is unavailable

The NCSC recommends at least 3 copies, on 2 devices, with 1 offsite. It also explains that this rule alone does not make a backup offline.

  • 3 copiesPrimary data plus recovery copies
  • 2 devicesSeparate the stored copies
  • 1 offsiteA copy outside the primary location

Keep an offline or suitably isolated copy too. NCSC guidance calls for retained versions, backups disconnected from the network, and regular restoration checks. A snapshot residing only on the primary NAS does not cover loss of that appliance.

Cloud login or account access

Prepare this recovery path
Exported files outside the account, accessible with separately stored recovery instructions

NAS enclosure

Prepare this recovery path
An external or remote backup readable without the original NAS

Home and its equipment

Prepare this recovery path
Off-site backup, credentials and a suitable replacement computer

Mistake or corrupted files noticed later

Prepare this recovery path
Retained older versions; choose retention longer than your likely discovery delay
Full comparison table

Swipe to compare. Row labels stay visible.

If this failsPrepare this recovery path
Cloud login or account accessExported files outside the account, accessible with separately stored recovery instructions
NAS enclosureAn external or remote backup readable without the original NAS
Home and its equipmentOff-site backup, credentials and a suitable replacement computer
Mistake or corrupted files noticed laterRetained older versions; choose retention longer than your likely discovery delay
If this failsPrepare this recovery path
Cloud login or account accessExported files outside the account, accessible with separately stored recovery instructions
NAS enclosureAn external or remote backup readable without the original NAS
Home and its equipmentOff-site backup, credentials and a suitable replacement computer
Mistake or corrupted files noticed laterRetained older versions; choose retention longer than your likely discovery delay

For a concrete Synology route, create an external multi-version Hyper Backup task for folders and supported packages. Its technical specifications explain that the proprietary .hbk format needs Hyper Backup, Hyper Backup Explorer or Hyper Backup Vault. Entire-system backup requires a supported model and a remote Synology NAS or Synology C2 Storage destination. Test reading the locally accessible backup in the desktop Explorer while the NAS is off. The retrieval instructions require the password for encrypted data; keep the recovery secret separately from the NAS.

Compare complete costs using your own figures

Choose the same planning horizon, usable capacity and recovery target for every column. Enter current quotes and your assumptions about future changes.

Upfront

Cloud-only primary
Local export/backup storage
NAS plus backup
Enclosure, all internal disks, backup storage, any network upgrades
Hybrid
NAS setup plus local recovery storage

Recurring

Cloud-only primary
Required subscriptions and independent backup
NAS plus backup
Electricity, chosen off-site service and software
Hybrid
Both required services and NAS running costs

Replacement and recovery

Cloud-only primary
Export storage replacement; applicable restore/export charges
NAS plus backup
Drive/enclosure replacement; applicable remote restore charges
Hybrid
Both sets of applicable costs
Full comparison table

Swipe to compare. Row labels stay visible.

Cost to enterCloud-only primaryNAS plus backupHybrid
UpfrontLocal export/backup storageEnclosure, all internal disks, backup storage, any network upgradesNAS setup plus local recovery storage
RecurringRequired subscriptions and independent backupElectricity, chosen off-site service and softwareBoth required services and NAS running costs
Replacement and recoveryExport storage replacement; applicable restore/export chargesDrive/enclosure replacement; applicable remote restore chargesBoth sets of applicable costs
Cost to enterCloud-only primaryNAS plus backupHybrid
UpfrontLocal export/backup storageEnclosure, all internal disks, backup storage, any network upgradesNAS setup plus local recovery storage
RecurringRequired subscriptions and independent backupElectricity, chosen off-site service and softwareBoth required services and NAS running costs
Replacement and recoveryExport storage replacement; applicable restore/export chargesDrive/enclosure replacement; applicable remote restore chargesBoth sets of applicable costs

Total cash cost = upfront spending + recurring costs over the chosen period + planned replacements + applicable recovery charges. Use annual metered energy and your tariff for power. Count a subscription only to the extent the storage decision changes what you would otherwise pay; include expected capacity upgrades. Record administration hours separately rather than treating your time as free. Check which restore or export charges apply to your chosen service.

Before moving the household's only working copy
  1. Assign ownership

    Name the administrator and an alternate restorer; write down authoritative folders and backup destinations.

  2. Prove independence

    Finish a backup or export, then make the primary NAS or cloud session unavailable during the drill.

  3. Restore and open

    On a clean computer, have the alternate restore sample originals and an older version; record time and missing credentials.

How we choose

We compare official product specifications, drive tables, provider export instructions and recovery documentation. The recommendations, sizing formula and cost worksheet are editorial judgments; interface rates are specifications, not promised transfer speeds. We prioritize a documented restore path and clear household responsibility over raw capacity.

Verdict

Choose cloud-only primary storage if nobody will maintain a NAS, DS225+ plus independent backup for a managed local library, or hybrid for local storage with selected cloud sharing. Consider the standard DXP2800 for its extra memory and SSD slots. Fund and demonstrate recovery before retiring any existing copy.

Frequently asked questions

Is NAS better than cloud storage for home use?

Our recommendation is cloud storage when nobody wants to administer a server, and NAS with a separate backup when a household wants shared local storage and accepts that responsibility. NAS serves files over the local network; public cloud storage is hosted by a provider. Compare capacity, sharing, export and recovery before choosing hardware.

Can I access a NAS without internet?

Local NAS access uses the home network, so the NAS, local network and client must remain available; the internet connection is outside that local file path. Remote access needs additional configuration. Cloud files can also be available offline when downloaded: OneDrive for Windows offers Always keep on this device. An online-only placeholder is insufficient.

Is RAID 1 enough to back up family photos?

No. UGREEN explains that RAID 1 mirrors data and can tolerate a drive failure, but explicitly says RAID is not a backup. Keep a separate recovery copy with retained versions, and include an off-site destination for irreplaceable files. Test opening restored photos while the primary NAS is unavailable before trusting the arrangement.

Does iCloud Backup also back up my iCloud Drive and Photos?

Apple says iCloud Backup contains device information that is not already synced to iCloud. When you use iCloud Photos, those photos are not included in the daily device backup; app data stored in iCloud Drive is also separate. Export files and photo originals for an independent archive rather than counting the device backup as another copy of synced data.

Is a NAS cheaper than cloud storage?

Use the same planning period, usable capacity and recovery goal to compare complete costs. Enter the enclosure, all drives, electricity, backup destinations, subscriptions and planned replacements. For cloud storage, include an independent export or backup too. Our worksheet uses your current costs because a hardware-only comparison leaves out the recovery system you still need.

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